:root{--navy:#0d3b66;--mid:#3b8fc9;--pale:#e8f3fb;--red:#b30000;--grey:#f3f6f9;--line:#d0d7de;--text:#222;--muted:#555}body{color:var(--text);background:#fff;margin:0;font-family:Open Sans,Arial,Helvetica,sans-serif;font-size:15.5px;line-height:1.6}a{color:var(--navy)}img{max-width:100%;height:auto}.wrap{max-width:1060px;margin:0 auto;padding:0 18px}#topbar{background:var(--navy);color:#fff;font-size:13px}#topbar .wrap{flex-wrap:wrap;justify-content:space-between;gap:6px;padding:6px 18px;display:flex}#topbar a{color:#fff}#masthead .wrap{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:12px;padding:16px 18px 12px;display:flex}#brand{align-items:center;gap:12px;text-decoration:none;display:flex}#brand .name{color:var(--navy);font-family:Merriweather,Georgia,serif;font-size:28px;font-weight:700;line-height:1.1}#brand .tag{color:var(--muted);margin-top:2px;font-size:12.5px;display:block}#mast-right{text-align:right;color:#444;font-size:13.5px}#nav{background:var(--grey);border-top:1px solid #d7dfe6;border-bottom:1px solid #d7dfe6}#nav ul{flex-wrap:wrap;margin:0;padding:0;list-style:none;display:flex}#nav li a{color:var(--navy);padding:10px 15px;font-size:14px;font-weight:600;text-decoration:none;display:block}#nav li a:hover,#nav li a.on{background:var(--navy);color:#fff}#hero{background:var(--pale);border-bottom:1px solid #cfe1ee}#hero .wrap{flex-wrap:wrap;align-items:center;gap:36px;padding:26px 18px;display:flex}#hero .txt{flex:1;min-width:280px}#hero .fig{width:380px;max-width:100%}h1{color:var(--navy);margin:0 0 10px;font-family:Merriweather,Georgia,serif;font-size:27px;line-height:1.25}.standfirst{color:#333;margin:0 0 10px;font-size:16.5px}#trust{border-bottom:1px solid #e3e8ee}#trust .wrap{flex-wrap:wrap;gap:0;padding:0 18px;display:flex}#trust div{color:#333;border-right:1px solid #e3e8ee;flex:1;align-items:center;gap:10px;min-width:200px;padding:12px 8px;font-size:13.5px;display:flex}#trust div:last-child{border-right:0}#trust b{color:var(--navy);display:block}#content{gap:34px;padding:24px 0 34px;display:flex}#main{flex:1;min-width:0}#side{flex-shrink:0;width:290px}h2{color:var(--navy);border-bottom:2px solid var(--pale);margin:26px 0 10px;padding-bottom:5px;font-family:Merriweather,Georgia,serif;font-size:20px}h3{color:var(--navy);margin:18px 0 5px;font-size:16px}p{margin:0 0 13px}ul,ol{margin:0 0 13px;padding-left:22px}li{margin-bottom:5px}table{border-collapse:collapse;width:100%;margin:8px 0 16px;font-size:14px}th,td{border:1px solid var(--line);text-align:left;vertical-align:top;padding:7px 9px}th{background:var(--pale);color:var(--navy)}tr:nth-child(2n) td{background:#f7fafc}.tablewrap{overflow-x:auto}.box{border:1px solid var(--line);border-top:4px solid var(--navy);background:#fff;margin:0 0 18px;padding:12px 15px}.box h3{margin-top:0}.box.blue{background:var(--pale);border-top-color:var(--mid)}.warn{border-left:5px solid var(--red);background:#fff5f5;margin:14px 0;padding:12px 15px}.figure{border:1px solid var(--line);background:#fff;margin:8px 0 18px;padding:12px 14px 6px}.figure .cap{color:#666;margin:4px 0 6px;font-size:12.5px}.small{color:var(--muted);font-size:13px}.cta{background:var(--navy);color:#fff;border-radius:3px;padding:9px 16px;font-size:14px;font-weight:600;text-decoration:none;display:inline-block}.cta:hover{background:#0a2e50}.cta.sec{color:var(--navy);border:1px solid var(--navy);background:#fff}.crumbs{color:var(--muted);margin:0 0 10px;font-size:13px}.crumbs a{color:var(--muted)}.verdict{border:1px solid var(--line);border-left:5px solid var(--mid);background:#fbfdff;margin:14px 0;padding:12px 15px}.pill{border:1px solid var(--line);color:#333;background:#fff;border-radius:3px;margin-right:6px;padding:2px 8px;font-size:12px;display:inline-block}.pill.ok{color:#2e7d32;border-color:#2e7d32}.pill.warn{color:#b26a00;border-color:#b26a00}.disclosure{color:var(--muted);border-top:1px dashed var(--line);margin-top:18px;padding-top:8px;font-size:12.5px}.grid2{grid-template-columns:1fr 1fr;gap:16px;display:grid}.speclist{margin:0 0 14px;padding:0;list-style:none}.speclist li{border-bottom:1px solid #eee;justify-content:space-between;padding:4px 0;font-size:14px;display:flex}.speclist li span:last-child{text-align:right;font-weight:600}.calc label{margin:10px 0 4px;font-size:14px;display:block}.calc input,.calc select{font:inherit;border:1px solid var(--line);width:100%;max-width:320px;padding:6px 8px}.calc .result{color:var(--navy);margin:14px 0 4px;font-family:Merriweather,Georgia,serif;font-size:22px}#footer{border-top:4px solid var(--navy);background:var(--grey);color:#444;margin-top:10px;font-size:13.5px}#footer .cols{flex-wrap:wrap;gap:30px;padding:22px 18px 10px;display:flex}#footer .cols>div{flex:1;min-width:200px}#footer h4{color:var(--navy);margin:0 0 8px;font-size:14px}#footer ul{margin:0;padding:0;list-style:none}#footer li{margin-bottom:4px}#footer .legal{color:var(--muted);border-top:1px solid #d7dfe6;padding:12px 18px 20px;font-size:12.5px}#cookie{background:var(--navy);color:#fff;z-index:9;padding:10px 18px;font-size:13px;position:fixed;bottom:0;left:0;right:0}#cookie .wrap{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:14px;display:flex}#cookie a{color:#9ad4f5}#cookie button{color:var(--navy);cursor:pointer;background:#fff;border:0;margin-left:6px;padding:6px 14px;font-weight:600}#cookie button.sec{color:#fff;background:0 0;border:1px solid #9ad4f5}@media (max-width:800px){#content{flex-direction:column}#side{width:auto}#mast-right{text-align:left}.grid2{grid-template-columns:1fr}}